What the Great Ocean Road deluge could mean for insurance

Insurance coverage points more likely to come into focus

For tenting grounds and vacation parks, the instant questions are more likely to be round coverage scope and sub-limits fairly than a blanket “insured/uninsured” binary. A flash-flood loss usually exams definitions (flood versus stormwater), injury to outside and underground property (energy pedestals, cabling, pumps, inside roads, landscaping), and the extent to which particles and dust removing is roofed at scale. The ABC’s description of hazards “together with floodwater, mud, particles, broken roads and fallen bushes” offers a way of the breadth of potential price classes that insureds could attempt to seize.